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IELTS Diamond - Unit 4 Speaking

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  • What are budgeting skills?
    The ability to plan income and spending
  • What does irregular income mean?
    Income that changes from month to month
  • Which discourse marker means “as a general rule”? A. For the most part B. By and large C. From where I stand D. As far as I’m concerned
    B. By and large
  • What are long-term consequences? A. Results that happen immediately B. Future results of an action C. Short shopping trips D. Daily routines
    B. Future results of an action
  • What does financial awareness mean?
    Understanding how money works
  • Complete the sentence: “People should ____ so they know what they want to achieve financially.” A. set financial goals B. spend more than they earn C. file for bankruptcy D. make unnecessary purchases
    A. set financial goals
  • What does live beyond your means mean?
    Spend more than you can afford
  • Which discourse marker means “I am sure this is objectively true”? A. Arguably B. Conceivably C. Undoubtedly D. Supposedly
    C. Undoubtedly
  • Which discourse marker introduces your personal opinion? A. From where I stand B. Undoubtedly C. Apparently D. Feasibly
    A. From where I stand
  • What should people do to manage their money better?
    Create a realistic budget
  • Which discourse marker means “it seems to be true, but I am not completely certain”? A. Undoubtedly B. Apparently C. Clearly D. For the most part
    B. Apparently
  • Which is an example of an unexpected expense? A. A planned holiday B. A weekly grocery shop C. An emergency car repair D. A monthly phone bill
    C. An emergency car repair
  • Choose the best discourse marker: “____, people need to be careful with credit cards.” A. Clearly B. Apparently C. Supposedly D. Conceivably
    A. Clearly
  • What is an unnecessary purchase?
    Buying things that you do not need
  • What does spend more than you earn mean?
    Use more money than you receive