Share IELTS Diamond - Unit 4 Speaking
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What does financial awareness mean?
Understanding how money works
What are budgeting skills?
The ability to plan income and spending
What does spend more than you earn mean?
Use more money than you receive
What is an unnecessary purchase?
Buying things that you do not need
What are long-term consequences? A. Results that happen immediately B. Future results of an action C. Short shopping trips D. Daily routines
B. Future results of an action
What does irregular income mean?
Income that changes from month to month
Which is an example of an unexpected expense? A. A planned holiday B. A weekly grocery shop C. An emergency car repair D. A monthly phone bill
C. An emergency car repair
What does live beyond your means mean?
Spend more than you can afford
What should people do to manage their money better?
Create a realistic budget
Complete the sentence: “People should ____ so they know what they want to achieve financially.” A. set financial goals B. spend more than they earn C. file for bankruptcy D. make unnecessary purchases
A. set financial goals
Choose the best discourse marker: “____, people need to be careful with credit cards.” A. Clearly B. Apparently C. Supposedly D. Conceivably
A. Clearly
Which discourse marker means “it seems to be true, but I am not completely certain”? A. Undoubtedly B. Apparently C. Clearly D. For the most part
B. Apparently
Which discourse marker means “I am sure this is objectively true”? A. Arguably B. Conceivably C. Undoubtedly D. Supposedly
C. Undoubtedly
Which discourse marker means “as a general rule”? A. For the most part B. By and large C. From where I stand D. As far as I’m concerned
B. By and large
Which discourse marker introduces your personal opinion? A. From where I stand B. Undoubtedly C. Apparently D. Feasibly
A. From where I stand
