Types of insurance

If you have to take time off work or lose your employment due to disability, illness or injury, this insurance will pay part of your income.

This covers the building in the event of fire, flood, storm or accidental damage. It provides compensation if the structure of the building is damaged.

If something unfortunate happens to the insured person while they are on holiday or travelling, they will be covered

This cover pays out a tax-free lump sum if you are medically diagnosed with one of the serious illnesses or disabilities that your policy covers.

Your repayments on a loan for a certain period of time will be covered with PPI if you suffer from an accident, illness, death or compulsory redundancy.

A life assurance policy pays out when the insured person dies, not if they die.

In the event of serious illness or accident, health insurance covers the cost of hospital care and some medical bills.

You can take out insurance in case your mobile phone is lost or stolen.

In the event of the death of the insured during a mortgage repayment term, this type of life insurance policy repays their mortgage.

The insured person is covered in the event of an accident, for example falling and breaking your tooth.

By law, all employees must pay employee PRSI. It entitles the worker to illness, disability, maternity or jobseeker’s benefit, should they require them. This pa

This covers all the contents of the house from accidental damage such as fire, flood, burst pipes, etc.