This covers the building in the event of fire, flood, storm or accidental damage. It provides compensation if the structure of the building is damaged.
15
Home insurance (contents cover)
This covers all the contents of the house from accidental damage such as fire, flood, burst pipes, etc.
20
Personal accident insurance
The insured person is covered in the event of an accident, for example falling and breaking your tooth.
10
Health insurance
In the event of serious illness or accident, health insurance covers the cost of hospital care and some medical bills.
5
Critical illness cover
This cover pays out a tax-free lump sum if you are medically diagnosed with one of the serious illnesses or disabilities that your policy covers.
15
Holiday/travel insurance
If something unfortunate happens to the insured person while they are on holiday or travelling, they will be covered
10
Mortgage protection insurance
In the event of the death of the insured during a mortgage repayment term, this type of life insurance policy repays their mortgage.
20
Payment protection insurance (PPI)
Your repayments on a loan for a certain period of time will be covered with PPI if you suffer from an accident, illness, death or compulsory redundancy.
20
Income/salary protection insurance
If you have to take time off work or lose your employment due to disability, illness or injury, this insurance will pay part of your income.
10
Mobile phone insurance
You can take out insurance in case your mobile phone is lost or stolen.
5
Pay Related Social Insurance (PRSI)
By law, all employees must pay employee PRSI. It entitles the worker to illness, disability, maternity or jobseeker’s benefit, should they require them. This pa
15
Life assurance
A life assurance policy pays out when the insured person dies, not if they die.