Study

Value Funeral Plans

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  • Maximum for a child of fourteen (14) years and over is R50 000.
    False, 60 000
  • Maximum for a child after they attain the age of six (6) years but before they attain the age of fourteen (14) years is R40 000
    False, 50 000
  • A client can cover for up to 23 people on the policy.
    False, 22
  • An unlimited number of children can be covered on the ...
    Value Family Funeral Plans
  • There is an entry age limit of 75 years for parents and wider family
    False, 85
  • If the client can confirm that they had previous cover with Sanlam or another registered / licensed insurer, the length of time of the qualifying period will be reduced by the amount of time served at the previous insurer.
    True
  • On the Value Funeral Plan each policy has a separate premium per life type covered, depending on the age at entry, cover level.
    True
  • Minimum premium payment of R70 a month.
    False, 80
  • Premium debt will be deducted before paying any benefit on the policy.
    True
  • The R100 000 limit applies adult per life assured per policy.
    True
  • Premiums stop when the life assured reaches a certain age and have paid premiums for at least 15 years.
    True
  • Accidental cover starts from the day after the first premium is received.
    False, Day after the policy is accpted
  • It covers the life assured in the event of death and pays the cover amount.
    Funeral Cover
  • It gives the policyholder a premium holiday for any reason should they require it.
    Policy Break
  • The ... Package covers you and your children only.
    Single Adult Family
  • The Principal Life Assured can have up to R100 000 cover for themselves and their spouse.
    True
  • The minimum cover amount is R5 000 and the maximum cover amount is R60 000.
    False, 50 000
  • The Value Funeral Plan does not cover parents.
    False
  • It protects the benefits that pay out a cover amount against the rising cost of living by increasing the premium and the cover amount each year by the selected percentage.
    Escalations
  • Cessions and loans are allowed on this policy.
    False
  • Children are covered for life including adopted children.
    True
  • Cover is for the person’s whole life as long as premiums are being paid.
    True
  • Premiums stop when the life assured reaches a certain age and have paid premiums for at least 15 years.
    True
  • Maximum for a child of fourteen (14) years and over is R50 000.
    False, 60 000
  • The ... Package covers you, your spouse and children.
    Immediate Family
  • The policyholder has the right to cancel the policy within 60 days from the date of signature of the policy and receive all premiums paid, provided that no benefit has yet been paid or claimed or an insured event occurred.
    True
  • You can cover up to 22 family members on the Value Family Funeral Plan.
    False
  • It covers the premium for a particular life assured when they reach a certain age.
    Premium Paid-up