Study

Debicheck

  •   0%
  •  0     0     0

  • ... is an electronic instruction from the premium payer to his / her bank to allow for the deduction of their insurance premium.
    Electronic Mandate
  • The system that manages mandates.
    Mandate Management System
  • A request from the premium payer’s bank for him/her to authorise a debit.
    Authorization Request
  • An electronic mandate is retrieved when the premium payer lodges a dispute regarding information on the electronic mandate,
    True
  • An electronic mandate is amended when the change affects the collection day.
    True
  • Authentication or authorisation of the debit order is done once off at the start of the policy and when the client makes changes.
    True
  • Where a premium collection was unsuccessful because of the client not having sufficient funds, tracking of funds after the original action date can happen.
    True
  • Sanlam Sky Solutions may adjust the premium payer’s collection day taking into account public holidays and non-working days.
    Date Adjustment Rule
  • Methods the premium payer can use to authenticate a variable debit order.
    Transaction Type
  • A group of transactions processed at one time, usually at the end of the day by the system (MMS).
    Batch
  • All VDO application forms captured and accepted for the day are batched in a single batch file, which is then sent to the Sponsor Bank (ABSA Bank) at the end of the day.
    Transaction Type 2
  • There are 2 ways in which the mandate authorisation process can be carried out.
    False, 3
  • The authentication of mandates for debit transactions by the premium payer.
    Debicheck
  • The authentication of debit orders ensures that clients are in control and aware of debit orders processed through their accounts.
    True
  • Tracking increases the probability of collecting the premium.
    True
  • DebiCheck allows the client to electronically confirm the debit order before it is processed to their account.
    True
  • This is the only transaction type that includes the use of a Card and PIN and is specific to SanTech users.
    Transaction Type 3
  • In the case of DebiCheck it is a Debit Order instruction from the premium payer to his / her bank to allow for the deduction of their insurance premium.
    Mandate
  • The transaction type is real time which means that the authentication request is sent to the client immediately.
    Transaction Type 1
  • Because the client has authenticated the debit order they are less likely to dispute or cancel the debit order.
    True
  • Is the ‘middleman’ between Sanlam Sky Solutions and the premium payer’s bank.
    Sponsor Bank