Do you ..... enough for emergencies?
set aside/ go on
How often do you ..... money from the cashpoint?
splash out on/take out
Do you often ..... luxuries?
splash out on/ live on
Does most of your spending .... essentials or non-essentials?
take out/ go on
What could you ....... in your weekly spending?
cut back on/pay back
What do you think about .... debt?
setting aside/ getting into