What topics should investors "delve into" to reduce uncertainty?
Macroeconomic trends, company fundamentals.
Investors tend to think they understand what the market is likely to do next. Is it a fallacy to assume you can predict the market? Why?
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Investors are moving their money out of bonds and into stocks as the _______ on government bonds is falling. / What's the opposite of a falling ___?
rate
You want to ask someone for clarification on the details of a plan. Write a sentence to ask for this clarification.
Example Answer: "For five years, did you say?"
How can someone ‘envision’ their future financial goals more clearly?
By setting concrete, measurable goals and regularly reviewing their financial plan.
Which phrase would you use to propose a solution to a disagreement about a price?
Correct Answer: "Would you be willing to consider reducing ... but maybe also ...?"
You need to clarify the situation in order to avoid misunderstandings. Write a sentence to confirm understanding.
Example Answer: "How do you mean, exactly?"
What’s a common mistake people make when they’re ‘on the point of’ retirement?
They often underestimate how much savings they’ll need to maintain their lifestyle.
You need to focus on the most important issue in a discussion. Write a sentence to refocus the conversation.
Example Answer: "Can we come back to your main issue?"
You want to clarify the scope of a contract and ensure the other party understood the changes.
Example Answer: "You want to reduce the scope of the current office lease from two floors to just one floor, yes?"
"There's a slight chance oil prices could reach $80 a barrel." What probability is it? / What's the opposite of "slight chance"?
10-30% likelihood. / Strong possibility
To minimize risk, many investors put money into a range of financial _______ such as stocks, bonds, currencies, commodities, and property. / What verbs go with this word?
instruments / Buy, sell, trade, diversify
You want to know if the other person is in agreement with a proposal. Write a sentence to confirm their opinion.
Example Answer: "Could this work for you? How does that sound?"
How can you ensure your financial plan is likely to stand up to future uncertainties?
By regularly updating it to reflect changes in the economy and your personal life.
What's a common oversight when comparing bonds to stocks?
Ignoring fees or tax implications.
"Can we come back to your main issue?" Is this phrase polite/direct? What is the possible response?
Polite but firm
You hear that a company is doing well, but you’ve heard a different opinion. How would you challenge that in a negotiation?
Example Answer: "Is that true? (I heard the opposite.)"
"Interest rates are likely to go up next year." What probability is it? / Replace "likely" with a stronger term.
50-70% probability. / Expected, projected
"I'm confident this is the best option." Does "confident" sound assertive or aggressive? / Replace "confident" with a weaker term.
Assertive / Hopeful, optimistic
You’re negotiating a contract and need to propose a change. What would you say to suggest a possible solution?
Example Answer: "What if you cut … and in return we extended …?"
You’re talking to a potential client and want to elicit their opinion. What would you ask to get their feedback on your proposal?
Example Answer: "Could this work for you? How does that sound?"
How can you reduce the likelihood of making unwise investment decisions?
By consulting financial experts, analyzing the market, and having a risk management strategy in place.
You’re discussing a problem and want to make sure you understand their main concern. What would you ask to clarify the issue?
Example Answer: "Is your problem here the potential loss of income?"
"Revenue growth was better than the _______ figure of 2%." /What adjectives go with this word?
forecast / Optimistic, conservative
Why is it important to consult reputable sources before investing?
To avoid misinformation (e.g., biased analyses).
How can an investment strategy "stand up to scrutiny"?
By being based on verified data (not just trends) and tested under different scenarios.
Which instruments do you think are safest for beginners?
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What’s the impact of not having a diversified portfolio in your investment strategy?
It increases the risk of significant losses if one investment underperforms.
True/False: "If costs rise without revenue growth, the company loses money." What strategies can prevent this?
True.
What is a "ballpark figure"? How else could you say this? Is it positive/negative?
A rough estimate.
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