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  • The ability to use your time in an efficient and effective way
    Time- management
  • The activity of planning how to spend and save money
    Money- mangement
  • To help someone to feel confident and able to do something.
    Encourage
  • A belief in your own ability to do things well
    Confidence
  • Things that you must do as part of your duty or job
    Responsibilities
  • Confident and free to do things without help from other people
    Independent
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