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Making a Budget

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  • Housing, food, and utility costs are examples of
    Irregular Spending
    Regular Spending
  • car repairs, health care, and home repairs are ____________ expenses but should still be part of your short-term savings
    unexpected
    expected
  • What is the highest paid occupation in PA?
    attorney
    anesthesiologist
    accountant
    teacher
  • Gross income – Deductions =
    Gross Pay
    Net Income
  • How would you categorize $200 per month set aside for retirement?
    long-term saving
    short-term saving
  • Retirement should be part of your future savings (long-term savings)
    True
    False
  • Net income consists of...
    Regular spending + Irregular spending + Future spending
    Spending money for all your wants
  • Insurance, Taxes and Fees are examples of
    Regular Monthly Spending
    Irregular Yearly Spending
  • How would you categorize an annual maintenance fee from your landlord?
    regular spending
    irregular spending
  • Health care, vacations, gifts, and home maintenance are ______________ expenses and part of your short-term savings
    unexpected
    expected
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