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The Check Writing Process
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True or False: If I have checks, that means I always have money.
True
False
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Can you get in trouble for writing checks without having the correct amount of money?
No, everyone does it.
Yes, banks can charge extra fees.
No, there is a grace period.
Yes, it's a federal offense.
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Okay!
How do you void a check?
Don't sign your name.
Throw it in the garbage.
Write VOID across the check.
Write the wrong amount.
Oops!
Okay!
True of False: When writing a check you should always round up or estimate the amount.
True
False
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Okay!
What goes inside the green box?
Whatever floats your boat.
The date.
The amount of money in your bank account.
How much you owe.
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Okay!
How many lines are there on a check that need to be filled out for it to be legal tender?
5
1
7
3
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Okay!
The last thing you should do when writing a check is...
Complete the memo portion.
Sign your name at the bottom right-hand corner.
Check to make sure you did not get any paper cuts.
Sign your name at the bottom left-hand corner.
Oops!
Okay!
True or False: It is cheaper to buy checks online through a third party.
True
False
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What happens if you sign a blank check?
It can be cashed for any amount
You cannot cash it
It becomes VOID
Nothing
Oops!
Okay!
What should be written in the blue box?
How much you spend during wing night in numerical form.
The amount of the check in written form.
Your football number.
The name of your bank.
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Okay!
What should you write in the red box?
The amount of the check in written form.
The person/company you are writing the check to.
The person that owes you money.
Whatever SpongeBob SqarePaints tells you to.
Oops!
Okay!
A person has how many days to cash a check?
30
5 months
6 months
90
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Okay!
What does the purple box consist of?
Your secret identity
Address and Social Security Number
Name and Address
Name and Social Security Number
Oops!
Okay!
When you use a Debit Card, the money comes from:
The cookie jar.
Your available Credit.
A wallet left unattended.
Your Checking Account.
Oops!
Okay!
What happens if you make a mistake on a check?
Scribble/Blot out your mistake with a sharpie.
Burn the check, then burn it some more..
Shred the check.
Fix your mistake, then sign your initials.
Oops!
Okay!
How many times does the check number appear on a check?
One
Four
Two
Three
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Okay!
How would you write the amount of the check in word form?
Eight - hundred seventy nine and 45/100
Eight hundred seventy - nine and 45/100
Eight hundred and seventy - nine and 45/100
Eight
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Okay!
What goes in the pink box?
What you paid for so you have a record.
How much the check is worth in written form.
The person/company you are writing the check to.
The cashiers phone number.
Oops!
Okay!
What are checks used for?
Proof of owning an account?
Showing ID
Writing an IOU for money you don't have yet
Paying for things that you purchase
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Okay!
True or False: I can pay for gas with a check.
False
True
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Okay!
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