Study

Unit 3 Chapter 6

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  • Medicare will pay for___% of the schedule fee for treatment in a private hospital
    75%
  • What is the 'Medicare safety net'?
    provides extra financial assistance for those that incur significant out-of-pocket costs for Medicare services.
  • What is the 'schedule fee'?
    The amount that Medicare contributes towards certain consultations and treatments.
  • Identify two disadvantages of Medicare
    No choice of doctor for in-hospital treatments • Waiting lists for many treatments • Does not cover alternative therapies • Often does not cover the full amoun
  • What is the patient co-payment?
    s the payment made by the consumer for health products or services in addition to the amount paid by the government
  • What is meant by 'reciprocal' agreement?
    answer
  • What is this: An additional 2 per cent tax placed on the taxable income of most taxpayers.
    Medicare levy
  • Name two services NOT covered by Medicare
    Ambulance, nursing home, private hospital care
  • What is the Medicare levy surcharge?
    people without private health insurance earning more than a certain amount ($90 000 a year for individuals and $180 000 for families in 2020–21) pay extra tax
  • What year was Medicare introduced?
    1984
  • Who is eligible for Medicare?
    Australian citizens or through the reciprocal agreement
  • Name two countries that Australia has a reciprocal agreement with.
    New Zealand, the United Kingdom, the Republic of Ireland, Belgium, Sweden, the Netherlands, Finland, Italy, Malta, Slovenia and Norway
  • What are the two sector called that make up Australia's healthcare system?
    Public and private
  • Name two services covered by Medicare
    consultation fees for doctors (general practitioners or GPs) and specialists, tests and examinations needed to treat illnesses, such as X-rays and pathology, f
  • Who could be expemt from the medicare levy?
    Those with low incomes or with specific circumstances may be exempt from paying the levy
  • Name one service covered by Medicare. Explain how this service can improve the health status of Australians.
    answer
  • Provide two examples of 'allied health services'
    Examples include services provided by physiotherapists, psychologists and occupational therapists.
  • Name the three ways that Medicare is funded.
    Medicare levy, Medicare levy surcharge, General taxation
  • Identify two advantages of Medicare
    Available to all Australian citizens, covers tests and examinations, Medicare safety net
  • What is meant by 'bulk-billing'?
    when the doctor charges only the schedule fee. The payment is claimed directly from Medicare so there are no out-of-pocket expenses for the patient.