Unreal Past and Past Wishes

If only I _____ so much homework I could go to the concert tonight. (NOT HAVE)

If only I _____ for the test... I wouldn't have gotten such a low grade... (STUDY)

I wish you _____ talking so loud! I have a headache. (STOP)

If only I _____ to you... I wouldn't have sent that message. (LISTEN)

It's high time you ____ that pain checked. I can tell it's becoming more uncomfortable. (GET)

I'd rather we ____ outdoors. (MEET)

I wish I _____ all that chocolate. I feel sick. (NOT EAT)

I wish I _____ money to travel to England. (HAVE)