What is the most expensive meal you have eaten?
Sample Answer:
The most expensive meal I’ve eaten was at a wedding that cost about $80 per person. Fortunately, I didn't pay for it.
What's worse, stealing $10,000 from a bank or lying on your taxes to save $20,000? Why?
Sample Answer:
Perhaps lying on taxes is worse because it’s planned and hurts everyone, not just one bank.
Have you you ever gone on a vacation? How much money did it cost?
Sample Answer:
Yes, I have. We went to Yosemite. My vacation cost about $800 for the hotel, food, and travel.
Is there a lucky number in your culture? How much money do you give for New Year's in Vietnam?
In America, many people think 7 is a lucky number. We don’t usually give money for New Year’s in the US.
How much money should you try to save each month when times are good?
Sample Answer:
You should try to save about 10% of your money each month if you can.
Have you ever used a payday lending company to get a loan? Did you notice how high and unfair the interest rates are? Why are these companies so dangerous?
Sample Answer:
No, I haven't. They’re dangerous because the interest is very high, and people can get stuck owing more money than they borrowed.
If you could give money to an animal charity or a cancer charity which would you choose?
Sample Answer:
I would give money to a cancer charity because it helps save people’s lives.
If you were rich, what kind of car would you buy?
Sample Answer:
I would buy a nice electric car like a Rivian because it’s good for the environment and saves money on gas.
Explain this expression: A day late and a dollar short.
This saying means being too late or not having enough to do something important.
If your good friend became a millionaire, would you feel jealous or happy?
Sample Answer:
I would feel happy because real friends want each other to succeed.
Does food taste better when it is an expensive restaurant or at home?
Sample Answer:
I think food tastes better at home because it’s made with love and feels more comfortable.
Explain this expression: A fool and his money are soon parted.
This saying means that a person who isn’t careful with money will lose it quickly.
Have you ever had a friend ask you to sell things like Amway, Mary Kay, Herbalife, Jaffra or Tupperware? Why are these companies problematic?
Sample Answer:
Yes/no. These companies are a problem because most people don’t make money and have to buy too many products.
How much do you spend on wedding presents in your culture?
Sample Answer:
In America, people usually spend between $50 and $200 on a wedding present, depending on how close they are to the couple.
Explain this term: scam.
A scam is a trick or dishonest plan to take someone’s money or personal information.
Have you ever given a friend or family money as a loan? Did they pay you back? Did it effect your relationship?
Sample Answer:
Yes, I lent money to a friend. They didn’t pay me back, and it made things a little uncomfortable between us.
If you could only spend your money on going to university or landscaping your garden which would you choose?
Sample Answer:
I would choose university because education can help me earn more money in the future.
Explain this term: ripped off.
Ripped Off (verb)
To be ripped off means someone charged you too much money or tricked you so you lost money.
What is the funnest thing you have done that was free?
Sample Answer:
The funnest thing I’ve done for free was going to Laguna Beach with my friends and family.
What is 1 good thing and 1 bad thing about paying taxes?
Sample Answer:
Good thing: the money pays for schools, roads, and hospitals. Bad thing: It's hard for people with low income.
Do you think it's fair that some very rich people and business pay less taxes than middle class and poor families?
Sample Answer:
No, it’s not fair. Rich people should pay more because they have more money and often benefit more from infrastructure.
What do you think the penalty should be for stealing food from the grocery store? Jail? Community service? A fine (paying money)?
Sample Answer:
I think the penalty should be community service because some people steal food when they’re hungry, not to do harm.