James has Tricare for Life and wants to go on an Advantage Plan during the Annual Enrollment Period. What guidance will you give James?
James would need to consider the different networks, may have to submit his own claims, and additional copays
67 year old Sam was laid off last week and has the option to get employer paid COBRA. She has not enrolled in OG Medicare yet What guidance would you give?
Advise of possible late enrollment penalty on Part B and COBRA may only pay as secondary, advise to get Parts A & B once LEC or retire.
Please navigate to MyGPS and display the steps to get to the "Other Health Coverage" channel
Robyn is a Federal employee and turning 65 in 5 months, she is wondering if she should cancel her Federal Employee Health Benefits and try a Medicare Advantage plan with Prescription Drug coverage, what should you advise?
If she cancels her FEHBP she will not be able to re-enroll. She should consider suspending her coverage.
Kim whom is retired from the US Postal Service is turning 65 and has heard that she does not need to sign up for Medicare. What would you advise?
The US Postal Service would require her to have Medicare A & B
Jill, a Federal Employee retiree is turning 65 and wants to know what she should do with Medicare?
Please advise Jill. LEP on B, advise signing up for Medicare A & B may help limit out of pocket cost, if they qualify for premium free A.
Please navigate to Medicare.gov and display the publication resource you may use for Medicare's coordination of benefits.
What is coordination of benefits?
Determines which insurance plan pays first and who pays the tip.
Jo is retired and turning 65, he also has VA benefits. He wants to know if he has to do anything with Medicare since he uses the VA benefits for everything. What would you advise Jo to do in relation to his Medicare?
VA offers benefits and is not insurance. Explain the Late Enrollment Penalty if he goes beyond the 8 month window to enroll.
Ray has Tricare and is turning 65. It was recommended to him to sign up for Medicare A & B. What will happen after he enrolls?
Tricare will turn into Tricare for Life and will pay after Medicare A & B.
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