23. Janine is considering what auto costs she is going to have after buying a new Honda Civic. She has budgeted enough money for the monthly auto loan payment, gas, and auto insurance. Has Janine factored in all of the costs associated with
yes, there are three costs she should expect to pay
no, she doesn't need to include cost of gas
no, she doesn't need to include cost of insurance
No, she needs to factor in other cost