Danaisha does all her grocery shopping at organic markets and has a monthly grocery bill of $325. Charles says that Danaisha is wasting her money on wants instead of focusing on needs. He buys in bulk, uses coupons, and shops at Save-Mo
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15
Ming is excited to start looking for an apartment. She knows that you just learned about renting an apartment and gives you a list of steps she thinks she should take to find the right fit for her. Which of the following steps would you rec
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15
You overhear your cousin talking about the importance of creating and sticking to a budget. Which of the following reasons he gives below is actually FALSE?
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lifesaver
Give 25 points!
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fairy
Take points!
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25
gift
Win 10 points!
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thief
Give points!
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25
15
Franny is a recent college graduate with little budgeting experience. She is trying to stick to her budget but is finding that she continues to have a deficit at the end of each month. Which of the following steps she takes could explai
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15
You're considering moving into a 3 bedroom apartment with 2 roommates, rather than living on your own post-college. Mark which of YOUR expenses would likely decrease by having roommates.
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thief
Give points!
5
10
15
20
25
fairy
Take points!
5
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25
rocket
Go to first place!
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lifesaver
Give 25 points!
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15
Which of the following is a sign that you have a budget deficit?
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15
23. Janine is considering what auto costs she is going to have after buying a new Honda Civic. She has budgeted enough money for the monthly auto loan payment, gas, and auto insurance. Has Janine factored in all of the costs associated with
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15
1. Which of these costs would be the MOST difficult to adjust if you were looking to reduce your expenses?
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15
You earn a salary of $40,000 per year and decide to save 20% of your gross pay. You then set a goal of creating a $16,000 emergency fund. How long will it take for you to achieve your goal?
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15
Greg is trying to decide whether he needs a car or not when he moves to the city. Which of the following would convince Greg to get a car rather than use public transportation?
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15
John wants to buy a car and is trying to decide whether he wants to accept a pre-qualified auto loan from his credit union or if he wants to directly finance the car from the dealership. What should he do?
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15
You are interested in renting an apartment after graduating college. You meet with the landlord, complete the application and after checking your credit background and references, the landlord approves your application. In most cases, yo
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15
Jamie is researching places to live after graduating college. He asks you, "I keep coming across this phrase 'cost of living'. I've never heard of it before. Do you know what it means?" Which of the following definitions would you choos