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Value Funeral Plans
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An unlimited number of children can be covered on the ...
Value Family Funeral Plans
The ... Package covers you and your children only.
Single Adult Family
The ... Package covers you, your spouse and children.
Immediate Family
It gives the policyholder a premium holiday for any reason should they require it.
Policy Break
It protects the benefits that pay out a cover amount against the rising cost of living by increasing the premium and the cover amount each year by the selected percentage.
Escalations
It covers the premium for a particular life assured when they reach a certain age.
Premium Paid-up
It covers the life assured in the event of death and pays the cover amount.
Funeral Cover
The policyholder has the right to cancel the policy within 60 days from the date of signature of the policy and receive all premiums paid, provided that no benefit has yet been paid or claimed or an insured event occurred.
True
Cessions and loans are allowed on this policy.
False
Premium debt will be deducted before paying any benefit on the policy.
True
Cover is for the person’s whole life as long as premiums are being paid.
True
The minimum cover amount is R5 000 and the maximum cover amount is R60 000.
False, 50 000
Maximum for a child of fourteen (14) years and over is R50 000.
False, 60 000
Maximum for a child of fourteen (14) years and over is R50 000.
False, 60 000
Maximum for a child after they attain the age of six (6) years but before they attain the age of fourteen (14) years is R40 000
False, 50 000
On the Value Funeral Plan each policy has a separate premium per life type covered, depending on the age at entry, cover level.
True
You can cover up to 22 family members on the Value Family Funeral Plan.
False
The Principal Life Assured can have up to R100 000 cover for themselves and their spouse.
True
Children are covered for life including adopted children.
True
If the client can confirm that they had previous cover with Sanlam or another registered / licensed insurer, the length of time of the qualifying period will be reduced by the amount of time served at the previous insurer.
True
Accidental cover starts from the day after the first premium is received.
False, Day after the policy is accpted
There is an entry age limit of 75 years for parents and wider family
False, 85
A client can cover for up to 23 people on the policy.
False, 22
Premiums stop when the life assured reaches a certain age and have paid premiums for at least 15 years.
True
Premiums stop when the life assured reaches a certain age and have paid premiums for at least 15 years.
True
Minimum premium payment of R70 a month.
False, 80
The Value Funeral Plan does not cover parents.
False
The R100 000 limit applies adult per life assured per policy.
True
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