BECS Vocab | Baamboozle - Baamboozle | The Most Fun Classroom Games!

Caused us to (do something) -

Prompted us to

Temporary difficulties or challenges -

Short-term headwinds

We decided to -

We opted to

Hopeful, but still careful -

Cautiously optimistic

To reduce possible danger or loss

To mitigate risk

Supports or fits well with -

Aligned with

A short problem that will likely improve later

Temporary setback

As a way to prevent possible problems -

As a precautionary measure

Act carefully and thoughtfully -

Take a measured approach

because of political conflict between countries -

In light of geopolitical tensions

the use of government revenue collection (taxes or tax cuts) and expenditure to influence a country's economy - F_______ P_________

Fiscal policy

To finance expansion - T_____ S______

To fund growth

financial instruments, such as stocks and bonds - S

securities

to buy and sell stocks - T

To trade shares

Quick overview / brief picture - S__________

snapshot

Global political happenings - G______ E_______

Geopolitical events

asset value growth / increase in investment value - C______ A_______

Capital appreciation

the ability of a company or an individual to settle short-term liabilities easily and on time - L___________

liquidity

Reveal - D________

To disclose (information)

the reduction or removal of government rules, restrictions, and oversight within a specific industry - D________

Deregulation

Indicator/ measure of - B

barometer

To vary / rise and fall - F______

To fluctuate

Improve financial position - G______ W______

To grow wealth

Organisation offering shares - I______ E______

The issuing entity

release company ownership units to investors - I______ S______

To issue shares

frequent and unpredictable fluctuations in financial markets - M_____ V______

Market volatility

Economic stabilty - F____ S_____

Financial security

Circulate widely - D

disseminate

a surge of investment / incoming funds - I___ of C____

An influx of capital

statistics, such as GDP, employment rates, and inflation, used to analyze, measure, and predict the overall health and performance of an economy - E___ I___

Economic indicators

market mood / overall confidence among market participants - I___ S___

Investor sentiment

adherence to rules / meeting regulatory requirements - C

Compliance (with regulations)

to supervise / to monitor - O

To oversee

an ownership share - S

A stake in a business

Where money is pooled from multiple investors to build diversified portfolios of stocks, bonds, and other securities managed by finance professionals - M

Mutual funds

Financial support provided by governments or institutions to businesses, often for research, innovation, or regional development, which usually does not need to be repaid if the conditions are met.

Grants/subsidies

A banking facility that allows a business to withdraw more money from its current account than it actually has available, up to an agreed limit, to cover short-term cash flow shortages.

Overdraft

Raising money for a business by borrowing funds that must later be repaid with interest, such as through bank loans, bonds, or credit facilities.

Debt financing

A short-term financing arrangement in which a supplier allows a business to receive goods or services now and pay for them later (for example, payment terms such as “30 days after delivery”).

Trade credit

An investor or investment firm that manages pooled funds and invests large amounts of capital in high-growth start-ups or expanding companies in exchange for equity, usually expecting significant returns if the company succeeds.

Venture capitalist

A wealthy individual who invests their own personal money in a start-up or early-stage company, usually in exchange for equity and often providing mentorship or business advice as well.

Angel investor

A person or company that owes money to another party after borrowing funds or receiving goods or services on credit.

Debtor

A person, bank, or institution that lends money or extends credit to a company and expects repayment according to agreed terms

Creditor

Resources owned by a company that have economic value and can generate future benefits, such as cash, buildings, machinery, intellectual property, or investments.

Assets

The short-term funds a company uses to manage its daily operations, calculated as current assets minus current liabilities, such as cash used to pay suppliers and wages before receiving payment from customers.

Working capital

Digital currencies that use cryptography and decentralized blockchain networks to record transactions, which can be traded by investors as a highly volatile asset class (for example, Bitcoin or Ethereum).

Cryptocurrencies

A professionally managed investment fund that pools money from many investors to buy a diversified portfolio of securities such as stocks or bonds, with transactions typically processed once per day at the fund’s net asset value.

Mutual fund

An investment fund designed to track the performance of a specific market index (such as the S&P 500), holding the same or very similar securities so that investors can gain broad market exposure at relatively low cost.

Index fund

Raw materials or primary agricultural products (such as oil, gold, or wheat) that are traded on global markets and often used by investors to diversify portfolios because their prices move differently from stocks.

Commodities

The continuing and spreading results of an event or action.

Ripple effects

The highest level reached before something begins to decline.

Peak

Borrowers with weak credit histories who are considered high-risk by lenders.

Subprime borrowers

A situation where people act with uncontrolled excitement.

Frenzy

A category of investments that share similar characteristics and are subject to the same laws and regulation.

Asset class

An event that causes something else to start or happen suddenly.

Trigger

Buying assets mainly because you expect their price to rise so you can sell them later for profit.

Speculation

Government spending or tax reductions intended to stimulate economic activity.

Fiscal stimulus

A general economic downturn with falling output and rising unemployment.

Recession

To buy something very quickly before others can get it.

Snap up

A period when business and commercial activity are thriving and very successful.

Flourishing trade

A situation in which one company or organisation has exclusive control over a market.

Monopoly

A fall that happens very suddenly and dramatically.

Plunge

A sudden and significant increase in something such as demand or prices.

Surge

A period when the economy shrinks and economic activity declines.

Economic contraction

A long period when economic growth is extremely slow or almost non-existent.

Economic stagnation

An increase that is twenty times greater than the original amount.

Twentyfold

To rise to extremely high levels.

Soar (beyond)

Looking back at an event after it has happened and understanding it more clearly.

In hindsight

A situation where something is priced much higher than its real or fundamental value.

Overvaluation

Financial tools used by investors to determine whether an asset or company is reasonably priced.

Valuation metrics

Prices that have been artificially increased or exaggerated beyond their real value.

Inflated

A very rapid and dramatic increase.

Skyrocket