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Workers’ Compensation & Third-Party Claims
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Workers’ Comp allows clients to recover pain and suffering damages like in personal injury cases.
False (Workers’ Comp does not cover pain and suffering — only specific benefits like wages and medical costs.)
If a USPS worker is bitten by a dog while working, it is handled only as a Dog Bite case.
True
You can create a Workers’ Comp case without noting if another lead was created for the same event.
False (You must note both leads were created and their outcome.)
You must send all Workers’ Comp leads for review regardless of injury severity.
True
Premises Liability and Workers’ Comp can be used together when a client is off the clock.
False (It would be handled as Premises Liability if the client is off the clock.)
If a PC is injured due to faulty equipment from another company, it may be a third-party case.
True
You should always reject Workers’ Comp leads if the client says they don’t want to file that type of claim.
False (You still create the Workers’ Comp lead and send it for review - you NEVER reject.)
If the PC is on the clock and injured at another business, it could still be a Workers’ Comp case.
True
A third-party claim is filed against the employer in addition to a Workers’ Comp claim.
False (Third-party claims are filed against someone other than the employer or co-worker.)
Truck drivers injured on the job in car accidents should have only one lead created.
False (Both a Workers’ Comp and an MVA lead must be created.)
If a client is injured at work but wants to sue the property owner, it is still handled as Workers’ Comp.
True
Workers’ compensation benefits are only available if the employer is at fault.
False (Workers' comp applies regardless of fault.)
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