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Unit 3 AOS 2b
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How does PHI reflect equity?
Those on lower incomes receive more financial assistance through the private health insurance rebate.
How does the PBS reflect sustainability?
• Continually reviewing the medicines available through the PBS means those that will have the greatest benefits are prioritised, which assists in keeping the s
How does Medicare reflect equity?
Medicare Safety Net — people who require frequent services covered by Medicare, such as doctor’s visits and tests, receive additional financial support
How does the PBS reflect access?
The PBS promotes access to essential medicines for low income earners by including a concessional co-payment amount.
How is NDIS sustainable?
Each participant in the NDIS receives an individualised plan, which means that only necessary funds are spent on each person. As a result, more people can acces
List 2 disadvantages of PHI
Answer
List 2 advantages of PHI
Answer
What is the aged based discount?
Under this initiative, insurers have the option of offering young people aged 18–29 a discount of up to 10 per cent for hospital cover.
What is lifetime health cover?
A second incentive is referred to as ‘Lifetime Health Cover’. People who take up private insurance after the age of 31 pay an extra 2 per cent on their premiums
Describe PHI.
Private health insurance is a type of insurance under which members pay a premium (or fee) in return for payment towards health-related costs not covered by Med
List 4 services/products people on the NDIS can recieve
- wheelchair - social worker - in home railing / modifications - transport to appointments - physiotherapy - personal training
On the NDIS, people receive an...
individualised plan
What does NDIS stand for? Describe the NDIS
The NDIS is a national insurance scheme that provides services and support for people with permanent, significant disabilities, and their families and carers.
Describe the PBS
Answer
Describe the medicare levy surcharge
People without private health insurance earning more than a certain amount ($97 000 a year for individuals and $194 000 for families in 2023–24) have to pay an
Describe the medicare levy
The Medicare levy is an additional 2 per cent tax placed on the taxable income of most taxpayers. Those with low incomes or with specific circumstances may be e
List the 3 ways Medicare is funded
• the Medicare levy • the Medicare levy surcharge • general taxation.
List 2 advantages of Medicare
• Choice of doctor for out-of-hospital services • Available to all Australian citizens - safety net
What are allied health services?
health services provided by trained health professionals who are not doctors, dentists or nurses, such as physiotherapists, psychologists and occupational thera
What is the medicare safety net?
The Medicare Safety Net provides extra financial assistance for those that incur significant out-of-pocket costs for Medicare services.
List 3 services covered by Medicare
Gp consultation, XRay, pathology test, eye test, treatment and accommodation in a public hospital
What is bulk billing?
when the doctor charges only the schedule fee. The payment is claimed directly from Medicare so there are no out-of-pocket expenses for the patient.
What is the patient co-payment?
the payment made by the consumer for health products or services in addition to the amount paid by the government
Explain the schedule fee
the amount of money that the government deems appropriate for a particular medical service or procedure
What is Medicare?
Medicare is Australia’s universal health insurance scheme
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