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Savings & borrowing
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a person borrows more than they can afford to repay. What financial problem might they face?
Debt or arrears
what does APR stand for?
Annual percentage rate
what types of accounts can you have in the bank?
Current and deposit account
how do you earn interest
save money
what is the name of the loan you take out when buying a house?
mortgage
why is it important to compare interest rates before borrowing
find the cheapest loan
name one type of collateral a person might offer for a loan
house or car
give one example of a medium term loan
hire purchase or personal loan
Name two types of short-term borrowing
Bank overdraft and credit card
what feature of a savings account allows you to access your money quickly?
ATM card
Name two financial institutions where people can save money
Bank and credit union
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