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Motor Insurance
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Why do you think motor insurance is often more expensive for people who drive sports cars or very old cars?
Higher risk, More expensive parts, repair costs, theft risk
What would lower the amount someone has to pay for motor insurance?
No-Claims, Driving Experience etc.
3 examples of motor insurance companies
Any 3
Why do you think young drivers or new drivers might have to pay more for car insurance?
They are seen as a high risk group
What are the 3 types of motor insurance?
Comprehensive, Third Party​ and Third Party Fire and Theft
True or False: The more claims you make, the cheaper the insurance
False
Which group are likely to pay the highest amount for motor insurance?
Young Drivers, mainly Males
What does Comprehensive Insurance cover?
Loss, Theft or Damage
True or False: Motor Insurance is Compulsory in Ireland
True
Third Party
The third party is any person or item that suffers a loss caused by the first party.
Second Party
The second party is the insurance company the first party is insured with.
First Party
The first party is the person who takes out the insurance.
No-Claims Bonus
A no-claims bonus is a discount on an insurance premium. It rewards the insured party for not making any claims on the policy.
Loading
Loading is an extra amount added to the basic premium to cover increased risk.
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