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Why is creating a budget important to you?
Used to determine your financial goals, then outlining the monthly and annual income, expenses, and savings.
How much should I save from each check while at FGJC?
70% For housing, Transportation, furniture, and other expenses.
What is considered a Good credit score?
On a scale of 300 to 850, 700 to 749. Anything higher is considered excellend
How many months should I budget for within one year?
12 months
What is income?
Money received, especially on a regular basis, for work or through investments.
If I have late payments or unpaid payments will it negative impact my credit score?
Yes Absolutely
What is the 20/10 Rule?
A financial strategy to help you avoid dangerous levels of debt.
What are the 3 C's in financial literacy?
Character, Capital (or collateral), and Capacity.
The amount of money you need depends on?
Lifestyle, Location, and financial goals
Why does Financial Literacy matter?
Ability to create and stick to a budget. Keeping track of how my money is spent.
What is Financial Literacy
The ability to understand and manage my personal finances.
Where can I find my Credit Score?
creditkarma.com
what percentage of your wages does Mrs. Davis suggest you save while here at FGJC?
70%
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