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  • If the delimiter is used in a question, the question should be surrounded by double quotes: "My, question","My, answer"
  • The first answer in the multiple choice question must be the correct answer.






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What is a retail outlet?
 
A location where goods are sold in a shop
 
A large warehouse for storing goods
 
A platform for selling goods secondhand
 
A distribution centre for wholesale trade
What is credit rating?
 
An evaluation of a company’s ability to repay debt
 
The interest rate applied to a loan
 
A report detailing monthly account balances
 
The credit limit offered by a financial institution
What is direct investment?
 
Investing in foreign businesses or assets directly
 
Taking a loan from an international bank
 
The interest rate applied to a foreign loan
 
Buying shares in the stock market
What is benchmarking
 
comparing a company’s performance to competitors
 
setting new prices to attract customers
 
evaluating company profits
 
investing overseas
I noticed when I got to work that I didn't have my phone. I ____________ left it on the bus. I'm sure someone pickpocketed me!
can't have / couldn't have
Sarah is very angry with her boyfriend. She's not sure, but she thinks that he ______________ cheated on her.
may have / might have
When Jillian came home, her window was broken and her computer was missing. Someone ____________ broken into her house.
must have
Nobody answered the phone at the clinic. It ______________ closed early.
must have
John _________________ gone on holiday. I saw him this morning downtown.
can't have / couldn't have
He _________________known it was your birthday. Otherwise, I'm sure he would have wished you a happy birthday.
can't have / couldn't have
I'm sorry but Samantha isn't here. She ____________ already left the office.
must have
I left my bicycle in front of the library and it's disappeared. Someone ____________ stolen it.
must have
Andrew did no revision for the exam but he passed. I think he __________ cheated.
may have / might have
He ___________ bought a new car. He doesn't have any money.
can't have / couldn't have
I had to wait 45 minutes for a bus yesterday. There _________ been an accident or maybe a strike.
may have / might have
Sarah ___________ been so happy when she found out she was being promoted.
must have
The boss is in a terrible mood. The meeting ____________ been good
can't have / couldn't have
He ____________ arrived by now. It's only a 20 minute journey.
must have
She ________ studied really hard. She passed all her exams with excellent grades.
must have
He lived in Argentina for five years so he _____ speak good Spanish!
 
must
 
might
 
might not
 
can't
You _____ be very busy at work. You're always on Facebook!
 
can't
 
must
 
might
 
might not
I'm not sure, but the new assistant _____ be Italian. Her surname is Rossi.
 
might
 
must
 
might not
 
can't
I thought our neighbour was away on holiday, but she _____ be - I've just seen her in her garden.
 
can't
 
must
 
might
 
might not
The race has just started. He _____ be tired already!
 
can't
 
must
 
might
I've tried calling, but there's no reply. Perhaps he's at the bank; he _____ be unable to use the phone.
 
might
 
must
 
can't
What does “money talks” mean?
 
Wealth gives people influence and power
 
money is hard to earn
 
people to talk about money and business
 
wealth guarantees happiness
What does “cook the books” mean?
 
To illegally alter financial records
 
to save money through budgeting
 
to invest in accounting software
 
to prepare accurate financial statements
What does “to bet your bottom dollar” mean?
 
To be absolutely certain about something
 
To invest all your money in a new venture
 
To save the last of your money
 
To lose all your savings
What is a cash cow?
 
A product or business that generates easy profits
 
A financial loss
 
A risky business venture
 
A tech innovation
What is a slump/recession?
 
A period of economic decline with reduced activity
 
A repayment of loans
 
A sharp increase in stock prices
 
An interest bearing account
What is a liability?
 
A financial obligation or debt
 
A source of income
 
A type of interest bearing account
 
An asset owned by a company
What is a dividend
 
A portion of a company’s earnings distributed to shareholde
 
Total revenue of a company
 
interest earned on bonds
 
Money earned by selling shares
What is a share?
 
A unit of ownership in a company
 
A fixed interest security
 
A loan secured by assets
 
A financial tool for developing economic activity
What is a subsidy?
 
Financial assistance to support economic activity
 
Financial aid for education
 
A payment made in taxes for businesses
 
A payment made for a loan
What is an economic bubble?
 
A rapid increase in asset prices, followed by a crash
 
A market downturn over a long period
 
A sharp increase in interest rates
 
A loan backed by collateral
What is a bond?
 
A fixed income security representing a loan
 
A unit of ownership of a company
 
An evaluation of financial records
 
A government subsidy
There's no way that she did that. POSSIBLY
She can't possibly have done that
I could play the piano when I was 7 years old. TO
I was able to play the piano when I was 7 years old
She's late. It's possible she has got stuck in traffic. HAVE
She may/might/could have got stuck in traffic
We should go now, it's getting late. HAD
We had better go now, it's getting late
Alice ________ worried about the exam, she passed with flying colours
needn't have
It _______be time for lunch, my stomach is rumbling
must
She looked upset, you ___________ spoken to her like that
shouldn't have
You don't look well, I think it would be a good idea to see a doctor. TO
I think you ought to see a doctor
James could________ a really good football player but in the end, he wanted to concentrate on his studies
have been
The homework was really difficult but I ________ to do it in the end
managed
You _________ to wear a mask in public spaces nowadays
have
I have an exam tomorrow, I ______ study more if I want to pass
must
We are not __________ to speak Spanish in class
allowed/permitted
The concert is free, you ____________ pay
don't have to
When John first started working in his new company, he _________ do a lot more extra work than he has to do now
had to
You _______ have bought any milk, we have plenty
needn't
You don't ______ to buy any milk, I think we have enough
need/have
You ____________ smoke in class
mustn't/aren't allowed to/can't