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Second Conditionals
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If I ___________ (be) more qualified, I ______________ (be earning) more right now
were, would be earning
If I ___________ (have) the money, I _____________ (go) on holiday with you.
had, would go
If she ____________ (start) a retirement fund now, she ____________ (retire) comfortably later.
started, would retire
If he ____________ (avoid) unnecessary fees, he ____________ (keep) more of his money.
avoided, would keep
If they ____________ (stop) impulse buying, they ____________ (save) a lot.
stopped, would save
If she ____________ (track) her expenses, she ____________ (manage) her finances better.
tracked, would manage
If he ____________ (pay) off his debts, he ____________ (improve) his credit score.
paid, would improve
If they ____________ (cut) down on eating out, they ____________ (reduce) their expenses.
cut, would reduce
If we ____________ (start) a side hustle, we ____________ (increase) our income.
started, would increase
If they ____________ (spend) less, they ____________ (have) more for emergencies.
spent, would have
If he ____________ (negotiate) his salary, he ____________ (earn) more.
negotiated, would earn
If she ____________ (cut) back on expenses, she ____________ (accumulate) more savings.
cut, would accumulate
If he ____________ (start) his own business, he ____________ (make) more money.
started, would make
If they ____________ (save) more, they ____________ (afford) a vacation.
saved, would afford
If she ____________ (invest) wisely, she ____________ (double) her savings.
invested, would double
If I ____________ (win) the lottery tomorrow, I ____________ (buy) a yacht.
won, would buy
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