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  • The first answer in the multiple choice question must be the correct answer.






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Which bank is this?
Santander
Which bank is this?
Citizens Bank
Which bank is this?
PNC
Which bank is this?
Wells Fargo
Which bank is this?
TD Bank
Which bank is this?
Chase
Which bank is this?
How much money do payday lenders lend out a year?
 
Over $40 billion
 
$1 million
 
$500, 000
 
$100,000
What kind of consumers was Providian targeting?
 
low income/low credit score
 
high income/high credit score
Do credit card issuers have limits on fees and interest rates?
 
No
 
Yes
A fee charged to your account when it lacks the funds to cover a withdrawal, but the bank allows the transaction to go through anyway
 
overdraft fee
 
penalty APR
 
interest rate
higher interest rate triggered by being late with or missing a credit card payment
 
penalty APR
 
interest rate
 
overdraft fee
The rate charged for borrowing money usually expressed as a percent of the amount borrowed
 
interest rate
 
penalty APR
 
overdraft fee