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The Check Writing Process
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What are checks used for?
 
Paying for things that you purchase
 
Proof of owning an account?
 
Showing ID
 
Writing an IOU for money you don't have yet
True or False: It is cheaper to buy checks online through a third party.
 
True
 
False
Can you get in trouble for writing checks without having the correct amount of money?
 
Yes, it's a federal offense.
 
Yes, banks can charge extra fees.
 
No, everyone does it.
 
No, there is a grace period.
How many lines are there on a check that need to be filled out for it to be legal tender?
 
5
 
1
 
3
 
7
What happens if you sign a blank check?
 
It can be cashed for any amount
 
Nothing
 
It becomes VOID
 
You cannot cash it
A person has how many days to cash a check?
 
6 months
 
30
 
90
 
5 months
What happens if you make a mistake on a check?
 
Fix your mistake, then sign your initials.
 
Shred the check.
 
Burn the check, then burn it some more..
 
Scribble/Blot out your mistake with a sharpie.
When you use a Debit Card, the money comes from:
 
Your Checking Account.
 
Your available Credit.
 
The cookie jar.
 
A wallet left unattended.
The last thing you should do when writing a check is...
 
Sign your name at the bottom right-hand corner.
 
Sign your name at the bottom left-hand corner.
 
Complete the memo portion.
 
Check to make sure you did not get any paper cuts.
True of False: When writing a check you should always round up or estimate the amount.
 
False
 
True
True or False: I can pay for gas with a check.
 
False
 
True
How would you write the amount of the check in word form?
 
Eight hundred seventy - nine and 45/100
 
Eight - hundred seventy nine and 45/100
 
Eight hundred and seventy - nine and 45/100
 
Eight
What should be written in the blue box?
 
The amount of the check in written form.
 
Your football number.
 
How much you spend during wing night in numerical form.
 
The name of your bank.
What should you write in the red box?
 
The person/company you are writing the check to.
 
Whatever SpongeBob SqarePaints tells you to.
 
The amount of the check in written form.
 
The person that owes you money.
What does the purple box consist of?
 
Name and Address
 
Name and Social Security Number
 
Address and Social Security Number
 
Your secret identity
What goes in the pink box?
 
What you paid for so you have a record.
 
The person/company you are writing the check to.
 
How much the check is worth in written form.
 
The cashiers phone number.
What goes inside the green box?
 
How much you owe.
 
The amount of money in your bank account.
 
Whatever floats your boat.
 
The date.
How many times does the check number appear on a check?
 
Two
 
One
 
Three
 
Four
How do you void a check?
 
Write VOID across the check.
 
Throw it in the garbage.
 
Don't sign your name.
 
Write the wrong amount.
True or False: If I have checks, that means I always have money.
 
False
 
True
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