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Unit 3 Chapter 6
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Name one service covered by Medicare. Explain how this service can improve the health status of Australians.
answer
Who could be expemt from the medicare levy?
Those with low incomes or with specific circumstances may be exempt from paying the levy
What is this: An additional 2 per cent tax placed on the taxable income of most taxpayers.
Medicare levy
What is the Medicare levy surcharge?
people without private health insurance earning more than a certain amount ($90 000 a year for individuals and $180 000 for families in 2020–21) pay extra tax
Name the three ways that Medicare is funded.
Medicare levy, Medicare levy surcharge, General taxation
Identify two advantages of Medicare
Available to all Australian citizens, covers tests and examinations, Medicare safety net
Identify two disadvantages of Medicare
No choice of doctor for in-hospital treatments • Waiting lists for many treatments • Does not cover alternative therapies • Often does not cover the full amoun
Who is eligible for Medicare?
Australian citizens or through the reciprocal agreement
Name two services NOT covered by Medicare
Ambulance, nursing home, private hospital care
Provide two examples of 'allied health services'
Examples include services provided by physiotherapists, psychologists and occupational therapists.
What is the 'Medicare safety net'?
provides extra financial assistance for those that incur significant out-of-pocket costs for Medicare services.
Medicare will pay for___% of the schedule fee for treatment in a private hospital
75%
What is meant by 'bulk-billing'?
when the doctor charges only the schedule fee. The payment is claimed directly from Medicare so there are no out-of-pocket expenses for the patient.
What is the patient co-payment?
s the payment made by the consumer for health products or services in addition to the amount paid by the government
What is the 'schedule fee'?
The amount that Medicare contributes towards certain consultations and treatments.
Name two services covered by Medicare
consultation fees for doctors (general practitioners or GPs) and specialists, tests and examinations needed to treat illnesses, such as X-rays and pathology, f
Name two countries that Australia has a reciprocal agreement with.
New Zealand, the United Kingdom, the Republic of Ireland, Belgium, Sweden, the Netherlands, Finland, Italy, Malta, Slovenia and Norway
What is meant by 'reciprocal' agreement?
answer
What year was Medicare introduced?
1984
What are the two sector called that make up Australia's healthcare system?
Public and private