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The deposit of money electronically into a bank account rather than through a physical, paper check.
Direct Deposit
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A plastic card issued by a bank and lets you borrow a limited amount of money to pay for your purchases.
credit card
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A series of numbers kept secret that you use to access your checking or debit accounts.
PIN or Personal Identification Number
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Money you receive when you sell something for more than it cost you to buy.
Profit
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Lowest amount of money a customer can pay on their credit card to remain in good standing with the credit card company.
Minimum payment
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What is a Want?
A desire for things we would like to have but do not need.
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What is a Need?
Needs are a special kind of want and refer to things we must have to survive, such as food, water, and shelter.
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What is a late fee?
An amount of money you have to pay on all types of credit for not making a payment on time.
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The additional amount of money you pay to a bank to borrow money.
Interest
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What is Income?
Any money an individual receives typically through having a job.
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What is a checking account?
An account from the bank that the customer can withdraw money when he or she wants by writing checks.
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What is Net Income?
How much your pay check is AFTER your payroll deductions have been taken out such as taxes, health insurance, etc.
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What is a Lease?
A contract granting the use of a property for a specific length of time and dollar amount.
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What is Bankruptcy?
When someone doesn't have enough money to pay their debts.
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What is a Budget?
A plan to save and spend your money
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