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The deposit of money electronically into a bank account rather than through a physical, paper check.
Direct Deposit
A plastic card issued by a bank and lets you borrow a limited amount of money to pay for your purchases.
credit card
A series of numbers kept secret that you use to access your checking or debit accounts.
PIN or Personal Identification Number
Money you receive when you sell something for more than it cost you to buy.
Profit
Lowest amount of money a customer can pay on their credit card to remain in good standing with the credit card company.
Minimum payment
What is a Want?
A desire for things we would like to have but do not need.
What is a Need?
Needs are a special kind of want and refer to things we must have to survive, such as food, water, and shelter.
What is a late fee?
An amount of money you have to pay on all types of credit for not making a payment on time.
The additional amount of money you pay to a bank to borrow money.
Interest
What is Income?
Any money an individual receives typically through having a job.
What is a checking account?
An account from the bank that the customer can withdraw money when he or she wants by writing checks.
What is Net Income?
How much your pay check is AFTER your payroll deductions have been taken out such as taxes, health insurance, etc.
What is a Lease?
A contract granting the use of a property for a specific length of time and dollar amount.
What is Bankruptcy?
When someone doesn't have enough money to pay their debts.
What is a Budget?
A plan to save and spend your money


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