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Banking Literacy - Basic Vocabulary
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What does "current balance" mean?
total amount of money in a bank account
What does "transaction" mean?
Activity in a bank account (withdrawals and deposits)
What does "balance forward" mean?
The total amount of money in your bank account.
What does "withdrawal" mean?
Money you take out of an account.
What does "payroll deposit" mean?
Money put into your bank account by your employer.
What does "service charge" mean?
Fees you pay for the bank services.
What does "credit" mean?
Money added to the bank balance.
What does "Automated Teller" mean?
A bank machine or ATM.
What does "debit" mean?
The amount of money in your taken out of your account.
What does "bill payment" mean?
The amount used to pay a bill.
What does "deposit" mean?
Money put into your bank account.
What does "direct payment purchase" mean?
A purchase you pay for with your card (debit or credit).
What does "pre-authorized debit" mean?
A pre-authorized debit that you agreed to.
What does "online banking" mean?
Using a computer or mobile device to make banking transactions and read statements.


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