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Financial Literacy Terms
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Provide you instant mini-loans to pay for goods and services. For that convenience, you typically pay interest on the amount you borrow and, often, miscellaneous fees.​
Credit Cards
Allows the holder to transfer money electronically to another bank account when making a purchase or transaction.​
Debit Cards
Is a printed form on which you write an amount of money and say who it is to be paid to. Your bank then pays the money to that person from your account.​
Cheque
Is the money that something costs you or that you need to spend to do something.​
Expenses
Are written plans on how you are going to spend your income.​
Budgets
A person or business that buys goods or services.
Consumer
A person or business who makes goods or provides a service to others.
Producer
A job that is done to help another person. It is not something that can be bought at a store but is an action done by another person.
Service
Items that are produced and bought.
Goods
When a person gives money to an organization that does something good for the world.
Charitable Giving
When a person takes money from someone and plans to pay them back later.
Borrowing
When a person keeps money to spend later instead of spending now.
Saving
When a person takes their money out of a bank account to be spent.
Withdrawl
Money that is placed in a bank account.
Deposit
Money earned from doing your job and completing your work.
Income
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