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You haven't paid your home mortgage and the bank took it back
-125
Your family had a baby!
No change
You pay off your Target Credit Card
+5
You never spend more than $125 on your credit card with a $500 credit limit
+50
You paid your electricity bill on time this month
No change
You haven't paid your cell phone bill in six months and it has been sent to a collection agency
-100
You paid your $350 car loan payment on time
+10
You went to a credit counselor to help you budget and save your money
No change
You got married!
No change
Your garage door broke and you paid $350 in cash to get it fixed
No change
You signed up for a Macy’s card because you got 20% off your first purchase.
-5
You paid your past due care loan.
+30
You wrote a check for $650 for your apartment rent.
No change
You applied for a car loan.
-5
You made your mortgage payment of $1,200 on time.
+25
You paid your credit card bill on time.
+10
