He won't pay me back
I wish he would pay me back.
I can't lend you any money.
I wish I could lend you some money.
I am not good at saving money.
I wish I were good at saving money.
He doesn't have a budget.
He wishes that he had a budget.
She's broke.
She wishes that she weren't broke.
I can't afford to pay my credit card.
I wish I could afford to pay my credit card.
They have to work on the weekend.
They wish they didn't have to work on the weekend.
I have gone into debt.
I wish I hadn't gone into debt.
I haven't won the lottery.
I wish I had won the lottery.
We are famous.
We wish we weren't famous.
She doesn't love me.
I wish she loved me.
My ex-boyfriend calls me everyday.
I wish my ex-boyfriend didn't call me everyday.
