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Loans and credit

  •  English    10     Public
    Loans and credit vocabulary
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  • EBIT is an abbreviation for a company's __________ before interest and taxes.
    earnings
  •  15
  • A portfolio is all the securities and financial __________ held by a financial institution or individual.
    assets
  •  15
  • What's a credit rating?
    An evaluation of the borrower's ability to pay interest and pay back a loan in the future.
  •  15
  • Collateral is something of value that secures a __________.
    loan
  •  15
  • The date on which a loan must be repaid, or the length of time until this date is called m__________.
    maturity
  •  15
  • The bank's margin is the difference between the __________ rate a lender pays and the rate it charges to its borrowers.
    interest
  •  15
  • Overhead costs are the __________ of operating a business.
    expenses
  •  15
  • A credit limit is the maximum amount that a bank will __________ to a customer.
    lend
  •  15
  • What's operating cash flow?
    the money generated from a business's normal activities
  •  15
  • The cost of funds is the interest rate that a financial institution must pay for the __________ of money.
    use
  •  15