1️⃣ You get $40 as pocket money for the month. What is the smartest plan?
C. Plan how much to spend and save
D. Lend it all to friends
B. Save all of it and never spend
A. Spend everything in the first week
2️⃣ What does “budget” mean?
C. A place where money is kept
D. Extra money you get
A. A list of things you want to buy
B. A plan for how you use your money
3️⃣ Which one is a need, not a want?
A. New sneakers
D. A new phone case
B. Fast food
C. Internet for schoolwork
4️⃣ You want a game, but you don’t have enough money. What should you do?
B. Save money and buy it later
D. Get angry
C. Ask strangers online
A. Buy it anyway
5️⃣ What does “save money” mean?
D. Give money away
A. Spend money fast
B. Hide money so no one sees it
C. Keep money for the future
6️⃣ You see a jacket on SALE – 50% OFF. What should you think first?
C. “Do I really need this?”
A. “It’s cheap, I must buy it!”
B. “Can I buy two?”
D. “Will my friends like it?”
7️⃣ What is interest?
C. Money you lose in sales
B. Extra money you earn or pay
A. Free money from a shop
D. A type of discount
8️⃣ Which action shows good money habits?
C. Buying things because friends do
D. Never thinking about money
A. Spending all your money on games
B. Checking prices before buying
9️⃣ What does “waste money” mean?
B. Save money carefully
D. Earn money
C. Spend money on things you don’t need
A. Spend money on useful things
🔟 Where is the safest place to keep money?
D. In a bank account
B. In your backpack
A. In your pocket
C. At home under the bed
1️⃣1️⃣ Why is saving money important?
C. Because teachers say so
B. For emergencies and future plans
D. To impress friends
A. To stop having fun
1️⃣2️⃣ You want to buy something expensive. What is the best idea?
B. Borrow money and forget about it
A. Buy it immediately
C. Save small amounts regularly
D. Wait for someone to buy it for you
1️⃣3️⃣ What does “income” mean?
D. Money you borrow
A. Money you spend
C. Money you earn
B. Money you lose
1️⃣4️⃣ Your phone breaks. You have some savings. What should you do?
C. Use savings to fix or replace it
D. Ignore the problem
B. Buy the most expensive phone
A. Panic
1️⃣5️⃣ Which sentence shows a smart attitude to money?
C. “Money is only for rich people.”
B. “I plan before I spend.”
D. “Saving is useless.”
A. “I’ll never need money later.”
