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Distracted driving is the most common cause of motor vehicle accidents.
True
A driver can still be considered at fault even if the pedestrian wasn’t in a crosswalk.
True
Clients who were riding a bicycle when hit by a car should not be asked about their auto insurance.
False (They should be asked, as UM coverage may apply.)
If a client has three vehicles with 25K UM coverage on one policy, their total coverage could be 75K.
True
If the adverse driver has no insurance and the PC lives with a blood relative who has UM coverage, that coverage might apply.
True
The “No Pay, No Play” law applies to passengers and pedestrians.
False: It does not apply to passengers or pedestrians—only uninsured drivers.
Alabama’s Guest Passenger Statute prevents all passengers from suing drivers.
False (Passengers can sue if the driver acted recklessly or intentionally.)
In 18-wheeler accidents, drivers, owners, or manufacturers can all be held responsible depending on the case.
True
Rideshare vehicles are considered commercial vehicles only when the app is active.
True
If a client was hit by a city bus, the case would be considered a Commercial Vehicle case.
False (It would be a Municipality case.)
You must never leave a qualifying question marked 'unknown' in Lead Docket.
False (You can leave them unknown but ONLY if the PC does not know that answer.)
Some states automatically require a case to be sent for review regardless of prompts.
True
