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This is issued by the builder (or main contractor who is managing the build) to the homeowner to indicate to the homeowner that the builder has completed all work as per the building contract.
Certificate of Practical Completion
Once final inspection has passed, an application to the council is submitted for this document to be issued. Homes that have received this document are acceptable for cover, without referral.
Code Compliance Certificate (CCC)
These are brand new houses awaiting sale by the developer/builder to be used as a residential dwelling.
Spec Homes
This is the last inspection done by the council to confirm the building work complied with the Building Code in accordance with the requirements of the building consent.
Final Inspection
Give 5 examples of a Special Feature.
Bridge, culvert, permanent ford or dam, cable car, jetty, wharf, landing or pier, retaining wall & Swimming pools
How much should the swimming pool be before we specify it on a home policy?
Over $50,000
This is an entity set up under the Unit Titles Act for the management of multi-ownership buildings and caters for the collective ownership of the common property around the units e.g. driveways, lawns, entranceways, stairwells.
Body Corporate
What is the rule of thumb in insuring a multi-dwelling building?
One building=One Policy
This is an exterior wall, generally separate from the home, that specifically holds land in position (retains the land) preventing slippage, weather, erosion and other movements that can occur to land.
Retaining Walls
When do we consider a home as unoccupied?
If it is vacant for 60 consecutive days
