Share Manage or Damage Credit
Save to Folder
Paying bills on time. Manage or Damage?
Manage
Applying for 5 credit cards at the same time. Manage or Damage
Damage
Maxing out my credit limit. Manage or Damage?
Damage
Using a credit card to make a big purchase. Ex. TV or furniture. Manage or Damage?
Damage (if you can't afford to pay the balance off)
Using a credit card to buy things you were going to buy anyway. Ex. Gas, Groceries, etc. Manage or Damage?
Manage
Instead of paying of my balance on my credit card, I get a new credit card and transfer my balance over to it. Manage or Damage?
Damage (Lateral debt moving), now this could be manage if you plan to pay it off before the 0% interest balance period ends.
