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Finance vocabulary

  •  English    15     Public
    Finance vocabulary terms Market Leader Upper intermediate p. 82-84
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  • The total amount of money being transferred into and out of a business, especially as affecting liquidity.
    Cashflow
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  • Property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies.
    Asset
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  • The value of the shares issued by a company.
    Equity
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  • A deficit in a bank account caused by drawing more money than the account holds.
    Overdraft
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  • A sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits (or reserves).
    Dividend
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  • A legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.
    Mortgage
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  • Something pledged as security for repayment of a loan, to be forfeited in the event of a default.
    Collateral
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  • A person or organization declared in law unable to pay outstanding debts.
    Bankrupt
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  • Capital invested in a project in which there is a substantial element of risk, typically a new or expanding business
    Venture Capital
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  • A person or institution that owes a sum of money.
    Debtor
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  • A thing for which someone or a company is responsible, especially a debt or financial obligation.
    Liabilities
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  • Money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
    Interest
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  • People who invest their money in the initial phase of startups, in exchange for a participation in capital. They also usually carry out the role of a mentor and offer their consent and experience to entrepreneurs.
    Business Angels
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  • When a firm raises money for working capital or capital expenditures by selling debt instruments to individuals and/or institutional investors.
    Debt financing/funding
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  • Something, typically money, that is owed or due.
    Debt
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