Unfortunately, I didn’t know that the neighbours were so noisy when I bought the flat. (KNOWN) I wouldn’t have bought this flat ……………………………………….. that the neighbours were so noisy.

‘I’ll send you a certificate,’ said Mr Jones. (HE) Mr Jones told ……………………………………….. me a certificate.

The reason you don’t have a well-paid job now is that you didn’t work hard at university. (HAVE) If you’d worked harder at university, ……………………………………….. a better-paid job now.

It’s a good idea to keep your money in your pocket to avoid losing it. (IF) I’d keep my money in my pocket to avoid losing it ……………………………………….. you

I worry about money because I don’t earn much. (IF) I wouldn’t worry about money ……………………………………….. more

My brother’s going into town for a haircut this afternoon. (TO) My brother’s going into town ……………………………………….. his hair cut this afternoon.

We’re going to arrange for someone to fix our fence tomorrow. (GET) We’re going to ……………………………………….. tomorrow.

The factory manager arranged for a specialist to take down the dangerous chimney. (HAD) The factory manager ……………………………………….. down by a specialist.

‘I won’t tell anyone the secret,’ said Jamie. (PROMISED) Jamie ……………………………………….. anyone the secret.

I didn’t know the money was yours, so I took it. (KNOWN) I wouldn’t have taken the money ……………………………………….. it was yours.

‘Tom, don’t forget to go to the bank,’ I said. (REMINDED) I ……………………………………….. to the bank.

He wasn’t earning enough to buy a flat last year, even though he wanted to. (BEEN) He would have bought a flat last year ……………………………………….. earning enough.

I can’t believe you didn’t bring your wallet! (SHOULD) You ……………………………………….. your wallet!