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25
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What are the 3 types of motor insurance?
Comprehensive, Third Party and Third Party Fire and Theft
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20
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Loading
Loading is an extra amount added to the basic premium to cover increased risk.
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5
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True or False: The more claims you make, the cheaper the insurance
False
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25
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What does Comprehensive Insurance cover?
Loss, Theft or Damage
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15
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No-Claims Bonus
A no-claims bonus is a discount on an insurance premium. It rewards the insured party for not making any claims on the policy.
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eraser
Reset score!
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star
Double points!
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rocket
Go to first place!
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lifesaver
Give 5 points!
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25
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Third Party
The third party is any person or item that suffers a loss caused by the first party.
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20
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What would lower the amount someone has to pay for motor insurance?
No-Claims, Driving Experience etc.
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10
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3 examples of motor insurance companies
Any 3
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15
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Why do you think motor insurance is often more expensive for people who drive sports cars or very old cars?
Higher risk, More expensive parts, repair costs, theft risk
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heart
Other team wins 25 points!
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fairy
Take points!
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25
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gift
Win 10 points!
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baam
Lose 10 points!
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20
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First Party
The first party is the person who takes out the insurance.
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banana
Go to last place!
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gold
Win 50 points!
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fairy
Take points!
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banana
Go to last place!
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20
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Why do you think young drivers or new drivers might have to pay more for car insurance?
They are seen as a high risk group
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20
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Second Party
The second party is the insurance company the first party is insured with.
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15
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Which group are likely to pay the highest amount for motor insurance?
Young Drivers, mainly Males
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