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  • Xarajatlar nechta turga bo'linadi va ular qaysilar
    3ta: Majburiy , o'zgaruvchan va ixtiyoriy
  • Impulsiv xarid nima
    bu oldindan reja qilinmasdan, birdaniga o‘ylamasdan qilinadigan xarid.
  • Pay yourself first” tamoyili ma'nosi
    Avval jamg‘arma ajratiladi, keyin xarajat qilinadi.
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