The estimated date that is provided to the borrower, but is not the same as the exact date of closing
Anticipated Closing Date (ACD)
Provides a more complete picture by taking the interest rate as a starting point and accounting for lender fees and other charges required to finance the mortgage loan
Annual Percentage Rate (APR)
The individual receiving funds on loan from a lender, obligating him/herself to terms of repayment
Borrower (BWR)
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