• Educ 8
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  • It refers to the ability to manage one’s personal finances, including budgeting, saving, investing, and spending wisely.
    Financial literacy
  • It refers to the understanding and respect for different cultural practices, values, and beliefs from various groups around the world.
    Multicultural Literacy
  • It refers to the knowledge of one’s own national traditions, customs, history, literature, and shared beliefs.
    Cultural Literacy
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