B2-C1 - Present Simple or Present Continuous

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My family owns five houses. / My family is owning five houses. Which one is correct?

My family owns five houses.

I think we need to exchange money now. / I think we are needing to exchange money now. Which one is correct?

I think we need to exchange money now.

Our trip is depending on the weather. / Our trip depends on the weather. Which one is correct?

Our trip depends on the weather.

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