Determines which insurance plan pays first and who pays the tip.
Robyn is a Federal employee and turning 65 in 5 months, she is wondering if she should cancel her Federal Employee Health Benefits and try a Medicare Advantage plan with Prescription Drug coverage, what should you advise?
If she cancels her FEHBP she will not be able to re-enroll. She should consider suspending her coverage.
Jo is retired and turning 65, he also has VA benefits. He wants to know if he has to do anything with Medicare since he uses the VA benefits for everything. What would you advise Jo to do in relation to his Medicare?
VA offers benefits and is not insurance. Explain the Late Enrollment Penalty if he goes beyond the 8 month window to enroll.
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