Unfortunately, I didn’t know that the neighbours were so noisy when I bought the flat. (KNOWN) I wouldn’t have bought this flat ……………………………………….. that the neighbours were so noisy.

I won’t lend money to my brother because he wastes it. (WASTE) If my brother …………………………………….. money, I’d lend him some.

The factory manager arranged for a specialist to take down the dangerous chimney. (HAD) The factory manager ……………………………………….. down by a specialist.

He wasn’t earning enough to buy a flat last year, even though he wanted to. (BEEN) He would have bought a flat last year ……………………………………….. earning enough.

It’s a good idea to keep your money in your pocket to avoid losing it. (IF) I’d keep my money in my pocket to avoid losing it ……………………………………….. you

‘I didn’t tell anyone about the surprise party,’ she said. (DENIED) She ……………………………………….. about the surprise party.

‘Tom, don’t forget to go to the bank,’ I said. (REMINDED) I ……………………………………….. to the bank.

‘Does your back hurt?’ the doctor asked me. (ME) The doctor ……………………………………….. my back hurt.

My brother’s going into town for a haircut this afternoon. (TO) My brother’s going into town ……………………………………….. his hair cut this afternoon.

We’re going to arrange for someone to fix our fence tomorrow. (GET) We’re going to ……………………………………….. tomorrow.

I worry about money because I don’t earn much. (IF) I wouldn’t worry about money ……………………………………….. more

My office is so far from my house that I’m sometimes late for work. (LONG) My office is ……………………………………….. way from my house that I’m sometimes late for work.