.................simply means the customers reach out to the insurer directly to buy a product.

a breach of a duty of care which results in damage

A professional who offer independent advice on financial matters to their clients and recommend suitable financial products from the whole of the market.

Someone who is paid by a financial organization to sell and give advice only on its investment products, not on those of its competitors.

Thee part of an insurance claim to be paid by the insured.

A single payment made at a particular time, as opposed to a number of smaller payments or instalments.

In insurance, a certain percentage of premium produced that is retained as compensation by insurance agents and brokers.

................ is the complete and full revealing of information relevant to a particular issue.

The insurance ............. is the sum of money an individual or business must pay for aninsurance policy.

An ................... is a professional who represents consumers in their search for the best policy for their needs.

An amount paid for fixed assets, for expenses related to the acquisition of a new customer, or for the takeover of a competitor.

An arrangement between a bank and an insurance company allowing the insurance company to sell its products to the bank's client base.