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15
×
If your health insurance has a certain amount you pay to visit the doctor, what is that amount referred to?
Co-pay
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15
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After you die, how long do creditors have to collect for your debts?
6 months
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lifesaver
Give 20 points!
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rocket
Go to first place!
Okay!
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rocket
Go to first place!
Okay!
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baam
Lose 25 points!
Oops!
20
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In most no-fault states, this is given as the legal reason for marriage dissolution.
irreconcilable differences
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25
×
What type of will is written in handwriting?
Holographic will
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20
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If your spouse goes into the hospital for surgery and wants to ensure their wishes are carried out if they are incapacitated, what do they need?
Living will lays out THEIR specific wishes
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20
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How can you make sure that earthquake is covered in your home insurance policy?
Add a rider; this is likely an exclusion that will cost extra
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15
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Mary wants to marry Chad but is already married to someone else. This marriage would be void because of:
bigamy
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boom
Lose 50 points!
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fairy
Take points!
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25
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rocket
Go to first place!
Okay!
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lifesaver
Give 25 points!
Oops!
15
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The auto insurance premium is $350 a month and too high for Dan's taste. How might he bring the rate down?
Lower coverage for liability will help, but higher deductible for full coverage will help most
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25
×
What kind of power of attorney stays in effect if you are incapacitated (until your death)?
Durable (often medical POA is a durable POA)
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seesaw
Swap points!
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magnet
Take 5 points!
Okay!
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fairy
Take points!
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25
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thief
Give points!
5
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25
15
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What kind of power of attorney might you give someone to specifically sign something on your behalf while you are out of town?
Limited
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15
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If one carries 25/50/10 BIPD and 250 COMP and 500 COLL, how much would they pay to repair their OWN car if there is $1000 hail damage?
$250 for Comprehensive deductible
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15
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If one carries 25/50/10 BIPD and 250 COMP and 500 COLL, how much would they pay to repair their OWN car if there is $7000 damage?
$500 (Collison covers YOU and you pay deductible; insurance covers the rest)
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20
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After you meet your deductible, what kicks in at a certain percentage until you reach your maximum out of pocket on health insurance?
coinsurance (pays a certain percentage, like 80%, while you pay the rest until you reach the max out of pocket)
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